As easy as 1, 2, 3!

Here’s how we can help you get there:

Credit Analysis & Consultation

We'll analyze and review your credit + history, then we'll make strategic recommendations for you to take action.

Disputing Items

We can help you dispute and remove items from your credit that may be holding you back from making a big purchase.

Support + Education

We'll start and continue providing resources to educate you on your credit. We'll always be available to answer any questions!

NO MORE HEADACHES WITH READY START GRO

We are here to help you Gro

We know finance in general can cause headaches, which is why we’ve made our process of working with you the easiest it’s ever been!

We'll do a full analysis of your credit.
We'll provide you with specific recommendations on what to do and how to do it.
We'll give you access to a personal account manager who will guide you all along.
We'll always be a call, text or email away!

Choose your package

Considering the average credit report has 11 items that could be removed.
We make it affordable! Our plans are completely tailored to your individual needs.

Financial Freedom begins with a simple change. Take action.

How we can help

Items We Can
Help You Remove

Dealing with all of these items can be stressful and time consuming, so we take care of that for you.

Collection Accounts

A collection status shows the creditor gave up trying to collect a payment from you, and either sold the account or leased to a 3rd party company to collect the debt.

Late Payments

Consumers often send a payment on time and late payments show up on credit reports because of clerical errors, mail delays or simply due to sheer incompetence.

How we can help

Items We Can
Help You Remove

Dealing with all of these items can be stressful and time consuming, so we take care of that for you.

Collection Accounts

A collection status shows the creditor gave up trying to collect a payment from you, and either sold the account or leased to a 3rd party company to collect the debt.

Late Payments

Consumers often send a payment on time and late payments show up on credit reports because of clerical errors, mail delays or simply due to sheer incompetence.

Bankruptcies

Bankruptcies are extremely negative due to the fact they are high dollar amounts considering it is real estate.

Charge Offs

After 90 to 120 days of no payment, creditors will report your debt as uncollectible and sell your account to either a 3rd party debt collection agency, or lease the debt to a company to try to collect. A creditor might send your account to collections before or after charging it off.

Reposessions

If you are late paying on a car or boat, or any vehicle for that matter; it can get ugly. The creditor will usually sell the vehicle at auction for a fraction of what is owed, then sell the balance to a collection agency. You are left owing the deficiency balance.

Student Loans & more.

There are many more different types of accounts that can negatively impact your score, but we are here to help you throughout the process!

Bankruptcies

Bankruptcies are extremely negative due to the fact they are high dollar amounts considering it is real estate.

Charge Offs

After 90 to 120 days of no payment, creditors will report your debt as uncollectible and sell your account to either a 3rd party debt collection agency, or lease the debt to a company to try to collect. A creditor might send your account to collections before or after charging it off.

Reposessions

If you are late paying on a car or boat, or any vehicle for that matter; it can get ugly. The creditor will usually sell the vehicle at auction for a fraction of what is owed, then sell the balance to a collection agency. You are left owing the deficiency balance.

Student Loans & more.

There are many more different types of accounts that can negatively impact your score, but we are here to help you throughout the process!

What people are saying

Let us show off a bit..

"Ready Start Gro will get you on track. In less than 3 months my credit score went up 100 points. There were items on my credit report that I thought would never come off. But Janiesha is doing an awesome job and I rate him 5 ⭐️"
- Joe L.
"Janiesha is amazing at what he does! I had a ton of duplicate accounts that should not have been there and had no idea were there. He explained everything in such detail and made it easy to understand and he answered every question and concern I had.. He is awesome!!! Very pleased!"
- Mauro R.
"Totally worth it! They have a great line of communication throughout the entire process. My score increased 12 points in just 30 days. May be small, but it’s more then I’ve been able to achieve alone in over a year. Highly recommend!"
- Paul F.
"Janiesha is an extremely talented liaison between the every day person and the credit bureaus. Very knowledgeable, understanding, honest and upfront during our consultation call, which is why I signed up. Five stars. Thank you for taking me on as a client!"
- Wanda A.

Here's what you might be wondering

Frequently Asked Questions

Ready Start Gro

Ready to take the first step towards better credit?

Book Your Consultation and start your journey to a better credit score and happier life!